Services

Advice at your disposal

LET’S CHOOSE THE BEST SOLUTION FOR YOUR NEEDS

Your tailor-made insurance

Everyone being different, I strive to offer everyone the most relevant solutions based on needs, desires and possibilities.

Insurance

This is the most important part of my activity, however I can also advise you on your real estate investments and financing, through renowned partners.

Vehicles

For each of your vehicles, compulsory liability insurance, full or partial comprehensive insurance, parking insurance by comparing the different coverages and deductibles with the best companies.

Housing

Modular insurance, offering you the possibility of protecting your assets through civil liability (damage caused to others), your property through household insurance or your real estate through building insurance.

Health

Health insurance, taking care of compulsory healthcare insurance but also essential additional coverage. Help in choosing the company with the best premium/benefit ratio for you, and in choosing most efficient the cost participation. Also access to products for cross-border workers.

Foresight

 Analysis of your situation according to the Swiss three-pillar system. Projection of your income in retirement, in the event of disability and for your loved ones in the event of death.
Savings solutions for your personal and family projects.
Comparison of the best solutions to achieve your objectives, taking into account taxation.
Synergies with your real estate purchases, to help you access property.

Businesses

For self-employed people like SMEs, analysis of your current insurance portfolio, your premiums and any gaps.
Insurance for things such as civil liability, company inventory, vehicles or people including loss of earnings, LAA and the second pillar, but also cyber risks or legal protections are some of the possible services, with a network of recognized experts.

Miscellaneous

Among other frequently requested coverage, legal protection, travel and cyber risk insurance complement other insurance.
The range of insurance is too long to list here, but collaboration with all market players ensures that no necessary coverage is left out.

FAQs

Answer to your questions

As brokers are paid by their partners, there are no additional costs for the client.

On the contrary, having access to the different companies on the market, the price paid by the customer is generally lower since there is the possibility of competition, especially since companies sometimes make greater discounts through brokers. than directly since we represent a greater weight than a single customer.

Most often, we will meet twice. The first time to target your needs and desires, the second to offer you the best solutions.

The goal being to provide you with help, I am also flexible on this point. Many of my clients want to meet me at their workplace or home and I can easily travel. I also have an office in Hermance. This is possible in a public place, provided that you can discuss in complete confidentiality.

For simple and urgent requests, we can easily operate with just emails and telephones. 

For a quicker first approach, a video meeting (Skype, Zoom, etc.) is possible if that is what you want to prioritize, however a “real” meeting afterwards is generally preferable to take stock complete.

You probably sometimes go to the mechanic, dentist, doctor or other for a check-up, checking your insurance once in a while is also important, and in the same way it is better to do it in a relaxed and anticipated manner, only when we realize that there is a problem to be resolved.

Because going through a broker allows you to access a more diverse offer. In addition, not only will you not have any additional costs, but companies often offer us more attractive prices, knowing that they are in real competition.

For my partners, I wanted to favor offers of quality, variety, efficiency and companies whose ethical standards correspond to my expectations. Note that commissions are similar everywhere, this is obviously not a factor in consulting.

In order to have access to all the companies on the market even though working alone, I collaborate with Romandie Courtage. It is an offshoot of the Mendes Agency, which has been active in Geneva for around thirty years, mainly advising individuals, offering completely independent solutions in the field of property, life, health and property insurance. mortgages, including for cross-border customers. This allows me to access the products of all local companies and to benefit from high-quality logistical support, in order to advise you in the best conditions.

This solution is ideal for customers, because it allows them to benefit from the advice of an experienced professional with the advantages of a small structure (not always changing contact person, dynamism, availability, experience) while having access to the best market products and services. 

I am registered in the Cicero register, which requires an insurance diploma and continuing education, and registered with Finma (registration finalization in progress)

Yes, through a specialized partner, you will be able to obtain advice for your health insurance (CMU/LaMal), your pension plan and your real estate projects.